Home life Business & Commercial Renters Workers Comp Home Page

Renters Insurance


Renters Insurance Information

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Renters Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Tri State Insurance Brokerage
610 Crescent Ave., Bronx, NY 10458
Licensed in New York, New Jersey & Connecticut
Tri State Insurance Brokerage White Plains
277 Tarrytown Road White Plains NY 10607
Licensed in New York, New Jersey & Connecticut
Tri State Insurance Brokerage LLC, Harlem Business Alliance
275 Lenox Avenue New York, NY 10027
Licensed in New York, New Jersey & Connecticut 
speedcounter: how to make a website SpeedCounter hit counter

Licensed in New York, New Jersey & Connecticut
  Find Us on FacebookConnect with Us on LinkedIn
Powered by Insurance Website Builder